I know you can’t change the policy, but I’m not sure about providers (like going from being in your jobs policy to going with a private one)
What’s horrible is, imagine being let go or quitting your job, not being able to afford COBRA (or whatever it’s called now) and then not even being able to signup for private insurance due to open enrollment period not lining up.
.
I follow some people in social media from when I worked at Starbucks. I saw recently someone saying they feel something on one hand and not the other. Someone commented that it was time for some home surgery and they agreed.
I have no idea if they are serious or not, and that worries me. I would hope they’re joking, but with the state of things, who knows (and I honestly think if needed, they’d do it).
Additionally, if they are paid a low enough emount that they qualify for government subsidies on health insurance, they can't get those if they deny the Amazon supplied insurance. Edit: I checked, and Amazon warehouse workers are paid little enough that they get the subsidies, so without them, I'm skeptical they could afford insurance, especially if they have a family.
Finally, you can't switch any time, it can only be done during an open enrollment period or if you have a major life event like getting married, I think?