Why do you think the post did not refer to its author's understanding, that your experience would be the same as hanging forever just outside the horizon except in finite time from your perspective? This would be my default interpretation of their comment, and since you are successfully attacking a different stronger interpretation you should reconsider that this strong interpretation is the right way to interpret the comment. That's scenario is actually covered in HN discussion rules.

To be fair until your comment I wrongly believed the moment you'd be crossing horizon you'd be hit by all light ever emitted toward that point of the horizon in the entirety of the future (assuming no hawking radiation of course).