>The dollar system is set up such that they have to ‘invest’ or else they will never be able to afford a house. Savings will bankrupt them.

This is what happens when inflation is low, yet people consider inflation the devil. If the Fed could actually hit inflation goals this whole farce would be over. We'd be at the end of the long term debt cycle and a whole lot of fake value would disappear into thin air and after all the bad debt and bad companies have been cleaned up, there would be enough room for productive companies.