I don't feel represented by any of the parties that have a chance to get into power.
Democracy is literally the majority ruling over the minority - the problem being that even that majority can pick between entities they agree with on some issues and not others.
Decentralisation of power is the only way to get control back to people and out of an elected oligarchy.
it is a compromise. I don't want to live in anarchy (sorry, a libertarian world) because like extreme communism it has inherent flaws. Thus I submit to being ruled by the UK government, and actively vote in elections. However as its a compromise, no present party with a chance of winning power reflects my views, thus compromise.
However to your main point. Anonymous easy payments are a vector for corruption, crime and general bad stuff. Sure there are good usecases for it, but mostly it'll be used to avoid tax.
I wonder if you would reconsider anarchy if there was a private system of entities providing government-like services and compete with each other.
To often people speak of their government as completely abstract separated entity they can only submit to. But actually, they elect them and the government even follow them in their craziest follies, like, say, leaving the EU in the UK.