News for hackers. Stuff that matters.

A comment on What happens after a bank closes all of your credit cards?. Parent comment

Re:What happens after a bank closes all of your credit cards? by prepend on Saturday April 10, 2021 @03:38PM (#26764408)
Get a better bank. Chase, Citi, WellsFargo, and USAA allow stored value kids debit card accounts.

You can also just get a second credit card and give it to your kid and have your kid make purchases in your name since the ice cream shop isn’t likely to care.

You could also load a card onto her phone and have her pay with that.

Every 11 year old in my neighborhood in the US solved this problem, so I wish you the best of luck with your struggle.

[ Parent | on HN ]
Re:What happens after a bank closes all of your credit cards? by Spivak on Saturday April 10, 2021 @04:01PM (#26764595)
Yeah I’m kinda confused about this story. I’ve had card tied to my parents’ account since I was like 8. I still have it even though I’m grown for emergencies.
[ Parent | on HN ]
Re:What happens after a bank closes all of your credit cards? by steelframe on Saturday April 10, 2021 @08:30PM (#26766583)
> Yeah I’m kinda confused about this story.

My bank doesn't issue cards to anyone under the age of 18, but in terms of customer service my bank is 1000% better than any of the ilk of Wells Fargo/BofA/etc., so I'm not going to change my bank just because the ice cream shop requires a bank card.

Rather, she can use a FamZoo or Greenlight card if we feel like paying a monthly fee for the privilege of being able to buy ice cream from that one shop. But I'm starting to think it's not worth it, since there's a Trader Joe's around the corner that sells a better product and accepts cash.

[ Parent | on HN ]
Re:What happens after a bank closes all of your credit cards? by prepend on Sunday April 11, 2021 @01:18PM (#26771867)
You could also use the other methods lots of people suggested.

Sorry your bank is so feature poor but glad you like it. USAA is an awesome bank so would love to learn more about a bank that’s 10x better. Also, my local credit unions offer this common feature.

But it seems like you’re blaming your the ice cream store for your own and your bank’s shortcomings.

[ Parent | on HN ]
Re:What happens after a bank closes all of your credit cards? by leetcrew on Saturday April 10, 2021 @05:20PM (#26765233)
some banks have a minimum age for authorized users of a card (usually 13 or 16). some don't have this requirement.
[ Parent | on HN ]
Re:What happens after a bank closes all of your credit cards? by prepend on Saturday April 10, 2021 @05:53PM (#26765487)
The banks I mentioned have a special product for kids under 13. For example USAA [0] allows any age kid, but they have to be 13 to use the web site. So you sign up for them, they get a card, you put money into it, they can’t use the web site.

[0] https://www.usaa.com/inet/wc/youth-checking-account

[ Parent | on HN ]