Meh; a bit patronizing but I get the point he was trying to make quickly and succinctly - problems are relative; somebody who's been close to a desperate situation WILL have much more of an intuitive/experiential understanding of the issue, options, temptations, emotions, constraints involved.

(noting there's a difference between "I'm a student living with parents, I'd like a job but can't get one so I'm unemployed" and "I have 3 kids and a sickly partner and I'm overdue on rent and I'm unemployed and I have no social/family safety net")

I wouldn't call it "not having a real actual problem" - again, it's relative and so on; but a charitable read as "never been on brink of famine/poverty" may be a good interpretation?