The pre-mine has to do with using stellar consensus protocol. Basically if you don't have staking or mining (which I personally believe are detrimental to the longevity of these networks) then you end up with a pre-mine. Essentially all of the game theoretical systems for rewarding operations of the network pit the interests of the miners/stakers against the interests of the users of the network.

I'll take from the fact you dodged the question that Moxie does indeed have a financial interest

Again, why do avoid answering the question? When you avoid answering the question, it comes off as more and more sleazy.