I appreciate that you think it's ridiculously untrue. This means that you're either already rich (and therefore lucky), or you think you might be rich soon definitely (but aren't right now). In both cases, your line of thinking isn't compelling. In the former, it's because you suffer from survivorship bias and in the latter it's because you're clearly not an example of what you're trying to say.

So, what happens to people who actually had nothing and got to being rich? That scenario doesn’t exist in your head?