The main criticism of Windows settings is the silent reversion of settings which is tantamount to ignoring them. If Microsoft improved the clarity of the settings menu then that's nice, but ultimately irrelevant.
You shouldn't need a third-party utility for re-disabling settings after updates, and it's pretty clear at this point that Microsoft just doesn't give a damn about respecting the user's choices.
As MS has slowly whittled down and removed features from the Control Panel, they have simultaneously added analogs where appropriate in the Settings App. The Settings App in 20H2 is very different and far from useless when compared to what shipped a year ago, or when Windows 10 launched.