The second comment there (and the people agreeing with it) are the real problem. They actually think things are more secure if nobody talks about them being insecure. They're more worried about troublesome security issues than the safety of their own information.

So I'm going to solve their problems: If it ever comes to a point that internet services are too hard to use because of the necessary security measures, I will happily create a low-security site of the same type. You can give me your info and money and I will happily hold it on my insecure site so that it's easy for you (and everyone else) to access.

Problem solved.