Assuming you had that lower interest rate, I just want to illustrate that you may have been fortunate to have purchased at the exact best moment to buy property in North America, as home prices hadn’t yet adjusted to the new purchasing power consumers had (in the form of lower interest rates).

Also, unemployment was pretty high at the time, so while the job might seem meagre compared to today, you likely had a significant advantage vs. your underemployed peers in the region.