I'm talking about writing entire services that are just wrappers around ffmpeg, pdf2html, parquet-tools, Olson tzdata, or a 10-parameter logistic regression. No stateful behavior, storage, or authoritative source of truth involved. The worst case I've seen was a service that just enumerates a bunch of values of constants (that actually never change).
There may have been some future-proofing in mind at the time, but more likely it was a solution in search of a problem.
But to push back (slightly) on your chosen examples. Dealing with binary codecs is actually something where it can make a lot of sense to wrap it in a service (even if you're just using the open source tools under the hood). It is a space that is notoriously prone to security vulnerabilities up to and including RCE vulns (https://www.cvedetails.com/vulnerability-list/vendor_id-3611...). So doing it in it's own sandbox can be a smart move. Maybe not a SaaS product per se but still something you might want to isolate as a service separated from your application server.
1. Even if the service is just a CRUD API, then you can isolate the storage layer from external users. If you just a have a library then every application needs to be able to connect to the DB.
2. You can protect mission critical resources through rate-limiting in a way that is way harder with a library.
3. Even if those are not problems, if someone has a DB connection then there is nothing really stopping them from just going around your library entirely. So random service X gets popped by an attacker. Now they can execute arbitrary queries against your DB. With a service they are still constrained to the operations exposed through the API.
4. You have a lot more freedom to change internal implementation details for a service. Need to change your DB schema (or migrate between postgres and mysql) then you can hide that behind the service interface. If you have a library out there then you have limited control over when people take version updates and it is virtually impossible to synchronize the update across all consumer of said library.