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Re:Shops return to rural Sweden but are now staff-free by blueblisters on Tuesday March 09, 2021 @12:38PM (#26401236)
Government run debt collection? Is this widely used by companies? Are there any drawbacks/cases of misuse? Does the government keep a credit score too?
Re:Shops return to rural Sweden but are now staff-free by tpmx on Tuesday March 09, 2021 @12:45PM (#26401338)
> Is this widely used by companies?

Yes. It's a bit cumbersome, so there are companies specializing in doing this for small debts (say < $5000).

> Are there any drawbacks/cases of misuse?

Hard to say. My impression is that having one trusted party to manage debt collection makes it easier to handle the edge cases in a more humane way, but I haven't really delved into this area.

> Does the government keep a credit score too?

No.