I just got NemID as a foreigner -- it took me about 4 months of circular references (x is closed because of covid, get it from y; y is shut because of covid -- try x) and a rooting trick on my phone to get the app to work. I am sure that it is nice for the government and the banks having a unified point of sale, but it _really_ took a lot of work to get sorted. I think I prefer the decentralised, less secure, presumably easier to defraud method…