Stealing is still a crime, so there is no need to have direct access to your account. At the very least you would owe the store for what you stole, just like if you're late on an electricity bill. You essentially can't escape that without emigrating.

I want to add a note to people who aren't familiar - Sweden has a government debt collector[0]. Unlike the US where I'l told you can mostly dodge private debts and it just becomes a massive nuisance and credit nightmare, in Sweden the government will actually garnish your salary and repossess your stuff for private debts.

[0] https://en.wikipedia.org/wiki/Swedish_Enforcement_Authority

I believe it's also called court bailiff and is fairly usual thing in the EU.

> Sweden the government will actually garnish your salary and repossess your stuff for private debts.*

It's called "attachment of earnings" in the UK there is no special agency for that, it's just a court order sent to the debtor employer.

This also exists in most US states, I believe it's often called "wage garnishment" there.

Repossession or seizure of property also exists in the US and the UK (and indeed most countries). Here in the UK there's even a TV show about that, with the cool name of "The Sheriffs are coming"...