Probably the most noticable feature of banking apps that I've noticed is real-time payment authorization.
Sometimes when making a card payment online (not necessarily on the phone), my phone shows a notification from the app asking me to confirm the transaction.
Re:I want a computer that I own
by bronco21016 on Tuesday March 09, 2021 @11:58AM
(#26400752)
Ah, I hadn’t thought of that. Several of my credit cards have that same feature and it never shows up until I leave the US and don’t have connectivity and get locked out of my card.
My bank’s app is essentially a wrapper around their mobile site. I can’t think of any specific features it has that require it to be an app, both technically, and in their implementation.
Check deposit may be the only feature not available in the mobile site. It’s certainly not a technical requirement that they can’t implement that though.