It's only a "great opportunity" for people who don't file income tax returns.

Those people generally end up in prison. The few who don't are not economically significant.

In the long run, you, as a human being who works, retires, and dies, are better off owning a larger share of productive assets, even if you have to pay more taxes on them, than owing fewer productive assets, because the price to buy them is too damn high.

Not to mention that as I get older, I expect my income tax bracket to drop. I'd rather buy productive assets cheaply now, and deal with the tax consequences, than be cut out of buying productive assets, period.