To the people who downvoted: learn to distinguish expressing a fact from expressing an opinion. Don't be gratuitously negative.
To HN moderators: make it possible to understand why someone downvoted. This is an example of what makes HN off-putting.
> Bitcoin could never replace a national currency.
You can't predict the future.
> With transaction times in the tens of minutes and with a maximal global transaction rate of 5-10 per second. The Blockchain couldn't replace the banking system of single mid-sized town.
With millions of transactions per second, the Lightning network could.
> It's not money.
It's money. Here's an explanation of money https://powreach.com/crypto