People, when picking a career in college, still seem to believe that you can have a 9-5 job for life. I know quite a few university bank employees (ubs, Barclay's, etc) before and/or now still in London who are not programmers; sure they make more, faster after uni, but they work stupid hours. And get kicked fast if they kick up a fuss.

The expectation that things are like what you were told by parents or grandparents maybe needs adjusting. You are not hireable with this attitude, it is not a programmer-only problem.