Based on the fairness argument of OP, this seems even more dystopian: 1. Buy a 'good product' which only wealthy people can afford 2. Buy stock because exposure to 'good product' implies you could improve your fortune 3. ... hodl 4. Profit

40% of the US can't afford a 400$ emergency. Someone who had arguably more than that has improved their position from hodling... by 400x.

[1] https://abcnews.go.com/US/10-americans-struggle-cover-400-em...