Employers require employees to pay for health insurance and subject them to deductibles and copays just like healthcare.gov. The government even pays for a portion of most of the health insurance premium under certain income amounts, so it’s not any different than people with health insurance via employers.

Also, bronze level health insurance is closer to $300 per month for young people, or $3,600 per year.

https://www.nj.gov/dobi/division_insurance/ihcseh/ihcrates20...

Of course, the deductible is massive but it’s the same with any employer sponsored bronze plan, just like a healthcare.gov bronze plan.

I don’t disagree. But the basic point is that a lot of younger people in poorly paying jobs still consider, whether one agrees or not, health insurance as being more than they’re willing to pay for.