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Re:Share of U.S. workers holding multiple jobs is rising by lotsofpulp on Thursday February 18, 2021 @06:45PM (#26187464)
You are correct, I was misinformed.

https://www.irs.gov/publications/p560#en_US_2019_publink1000...

It seems only people who are employed by employers that don't offer 401k get screwed if the spouse does have a 401k and you're over certain incomes:

https://www.irs.gov/publications/p590a

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