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* https://www.ratespy.com/best-mortgage-rates/10-year/fixed
* https://www.ratehub.ca/best-mortgage-rates/10-year/fixed
For down payments <20% mortgage insurance is needed (usually from the federal government subsidiary, like Fannie/Freddie), but not for larger down payments: that's all free market.
Some institutions offer 18- and 25-year terms.
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* https://www.ratespy.com/best-mortgage-rates/10-year/fixed
* https://www.ratehub.ca/best-mortgage-rates/10-year/fixed
For down payments <20% mortgage insurance is needed (usually from the federal government subsidiary, like Fannie/Freddie), but not for larger down payments: that's all free market.
Some institutions offer 18- and 25-year terms.