The bottom line is I need to make sure my income is growing at a faster rate than CPI to purchase the things I want to. Whatever daycare/tuition/land/healthcare/taxes/retirement savings cost today, the official CPI figures have not come anywhere close to resembling the growth in prices for those in my adult life, and they comprise of basically all my spending.

The price of milk or flights is irrelevant to me when the houses I’m looking at purchase go up a few hundred thousand.