Which is why Bitcoin isn't really considered a currency anymore. It's purely a digital asset, something like gold, a store of value and reserve currency used by large institutions. Once Visa/Bakkt/Paypal get on the custody train bitcoin transactions will be reversible, as they will transact paper bitcoin and settle several times a day, etc. I don't expect to actually spend my bitcoin just like I don't expect to spend my gold and silver, but when I'm ready to I know I won't have to pay a broker 10% fees.