Yeah, but at least with PATs (not sure about other token types), you can't scope them to a particular repo, so whenever you need to allow something to even see a private repo or write to a public repo, the token you supply to allow that can do that for all repos and that alone is potentially really destructive. I am not sure if there is a good reason for why PATs can't be scoped to a repository, because if they were allowed to be, it would do a lot for security I think.