Ambulance chaser’s perspective: “Accident” is not a legal term. I use “accident” because to me, and I think most, it carries the connotation of unintentional. It could be due to negligence or an Act of God.

I get where AAA is coming from, if we were more careful, fewer people would die. They aren’t dying in droves because unexpected gusts of wind are pushing you through red lights, they’re dying because you won’t put down the phone.