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Re:Analysis: Robinhood protected from lawsuits by user agree... by beezle on Saturday January 30, 2021 @01:58PM (#25971844)
Re IB: if you are a "Pro" account generally not. If you are a "Lite" account, yes they get paid for order flow.

As to the other point, I belive the issue was in settlement, not clearing, ie with DTCC collateral reqs.

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