>When the crisis hit, the firms got the blame, not their customers. Companies learned that helping their customers shoot themselves in the foot can come back to bite them, even if it was all legal and what customers wanted at the time.

Maybe it wasn't intended, but this comes across as particularly harsh victim-blaming.

Yes, the firms got some blame (and a bailout), the customers lost their homes.

Edit: I now see the retraction/clarification you just posted to another commenter. Cheers.