If you're lucky you won't experience any crisis first-hand but for the ones experiencing things like random famines, water-shortages, poverty and conflict, all due to "climate-connected adverse effects here and there in the world", it will be life-altering.

It's not going to be the end of the World, and while the climate changes may be very long-term, life will adapt and overcome. That doesn't mean that humanity won't have a very rough ride going forward.

>If you're lucky you won't experience any crisis first-hand

Ok, so is it here or not?

> for the ones experiencing things like random famines, water-shortages, poverty and conflict

All of which existed before climate change (since ever, actually), and are due to a multiplicity of factors of which climate is just one, and probably one of the least relevant.

>going to be >may be >going forward

So is there a crisis right now or not?

That is the beauty of it all; even if climate change only works as a nudge that causes a series of events to escalate, there will still be other factors to take into account. Solving climate change won't change that.

Is the house on fire? Or is there just a large number of small fires in the basement, on the roof, in the outer walls and some of the curtains?

The consequences, so far, are manageable in most cases. Whether we're in a crisis already, or just having a few problems that we know will escalate into a crisis at some point, is rather irrelevant when it comes to preventing further damage from being done.