What I mean is that things are really out of our control. The government decided to move manufacturing out and there was nothing we were able to do about it. Colleges decided to raise their prices to obscene levels and there was really nothing we could do about it. The banks did whatever they wanted, we bailed them out and we really didn't have any say in the matter. The healthcare industry keeps charging us the highest prices in the world and we do nothing about it. The list goes on and on.