Hmm, is this true? Do you have data for that? Big swathe of people who don’t get liquid RSUs: contractors, startup employees. Big swathe of people who do: all FTEs of large public companies (banks, tech, health care, etc).

I suppose I’ve convinced myself that it might be true that “most” applies, but it’s a close call in my very back of the envelope analysis. :)

I have been an FTE in multiple F500 companies and been in a position to have insight into the compensation of many others and none of them received stock compensation except into their 401(k).

My current employer (large public company) has a "deal" where I can buy company stock for something like a 5% discount.

>all FTEs of large public companies (banks, tech, health care, etc)

I very much doubt that is true.