I get no use out of the vast majority of objects in my house on a day-to-day basis. I know people in my community need objects that I have. I know people in my community have objects that I need. If they/I had those objects when they/I needed them, the entire community is more productive and "worth more."

If you have ever lent tools to anyone you will quickly realize why this kind of utopian sharing doesn't work. Most people have terrible standards for caring for or maintaining things even if they are their own things, much less someone else's. Thus the stigma against lending or borrowing tools in the trades.

I doubt the bug-eaters/own-nothingers have ever held a tool much less own one.

Quit being a jerk please. EDIT: Really, why do you think something like that is appropriate? You have no idea how I make my money.

Location location location. Some people might prefer to live in a shoebox 5 min walking distance from work and play, over owning their residence.