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Re:Ask HN: Why aren't micropayments a thing? by tyingq on Friday January 22, 2021 @06:37PM (#25877759)
I suspect there are some regulatory hurdles if the held money can be spent with companies other than the one that takes the deposit. You bleed into banking rules.
Re:Ask HN: Why aren't micropayments a thing? by Grustaf on Sunday January 24, 2021 @03:09PM (#25895386)
Not at all, it's just like a prepaid phone card, or a prepaid 10-coffees card. The challenges are not legal or technical.