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Re:Swedish bankers face identity crisis over digital currenc... by gruez on Friday January 15, 2021 @10:50AM (#25792202)
>because you cannot default by definition. Your principal will shrink even if you do nothing.

That's not what default means. If you stop making monthly payments, you're in default. From wikipedia:

> Default may refer to: Default (finance), failure to satisfy the terms of a loan obligation or failure to pay back a loan

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