These days you have to create 'financial incentives' just to get people to do the right thing... Every business is going to need crypto. You need to bribe people into doing the right thing to prevent them from being bribed into doing the wrong thing.

It's going to be cheaper to bribe people into doing the right thing than to bribe them into doing the wrong thing... We just have to let good people know that bribing is OK so that bad people don't have a monopoly over it... As is the case today.