Frankly, since I've moved to the Netherlands, every project I worked in seemed to exist exclusively to justify a comfy, lazy job for incompetent Dutch POs, scrum masters,"customer journey experts", copywriters, designers. There is way too much money in this country and an incredible amount of bullshit jobs.

Moved from where? It doesn't sound any different that what you'd get in any western country.

Sounds like a big company problem. In most startups anywhere in the world, I would think they would be pressed for cash to just hire software engineers.

Junior engineers and PMs need the software to have a skeletal structure on which they can hang their features. This skeletal structure has to be put together by the lead engineer and lead PM. Usually I see both PMs and engineers churning with bad design when such a clarifying structure is missing or ill-defined or has become broken due to hard pivots in pursuit of business/product-market fit.