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Re:Simple Bank Is Closing by robotresearcher on Thursday January 07, 2021 @11:46PM (#25681618)
> There's no real "need" to budget

You just described your ... budget.

Re:Simple Bank Is Closing by cshift on Friday January 08, 2021 @10:43AM (#25685766)
I'd refer to it as more of a "set-it-and-forget-it automated financial framework". I'm not, for example, pondering how much I'm spending on groceries, frantically updating YNAB with those transactions. Everything's sorted and just keeps working for me.