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Re:Danes Get 20-Year 0% Mortgages by hocuspocus on Tuesday January 05, 2021 @06:36PM (#25652805)
The housing market in Japan is very different:

- There's no shortage, rather the opposite, even in urban areas that are still growing in population.

- Housing value typically only depreciates over time.

In Switzerland, real-estate mostly belongs directly or indirectly to pension funds. This creates all sorts of wrong incentives.

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