I'm totally fine with the structure of the argument with respect to mask mandates as it's typically made. Assuming no costs and at least some benefits, sure, I don't see a problem - this is within basic morality territory so far. But if the parameters are in question? My datapoint: mask mandates have effectively destroyed a familiar relationship, because it put me in the position of asking a good-faith question to a zealot. I judge the costs to me to be extremely, life-changingly high while the benefits remain uncertain.
Simply put, a 3 point restraint that's much easier to put on provides a decent amount of protection in the event of a crash. On the other hand, if one is engaged in motor sports, racing, etc., then the other safety measures are necessary. Just like one would use additional safety measures when working in a healthcare setting.
I'm guessing you have an equally ridiculous slippery-slope follow-up as well?