I can get in your house even if you close the window. It's a window and can be opened. Are you still to blame? I can look for money even if you hide them, I'll search around. Are you still to blame? You could have taken the precaution of not having money in the house or at least not living on the ground floor if you do.
Many attacks are 0day, many others are supply chain attacks, many exploit the weakest of links, the human. There's a limit to how much you can protect yourself from one attack in an instant before you cause yourself harm slowly but continuously. No matter how many locks you put you're not guaranteeing anything. It's a calculated risk and sometimes the calculation doesn't pay off.
Claiming the contrary is exactly victim blaming.
But in a world that contains muggers, and that you know contains muggers, walking around the bad part of town with cash visibly hanging out of your pocket is not very wise. It's not a moral failure, but it is a failure of common sense and reasonable prudence.
In the case of murder, sure. But I'm with you. But bad actors (in the form of petty theft, exploitation, confidence tricks, etc) are a fact of life. Failing to account for them, just as failing to account for hurricanes if you live in hurricane alley, is completely on you. You can reduce that down to a blanket "but you're just victim shaming!" if you'd like, but it doesn't make it any less true.
If I leave my ground floor window open with cash sitting just inside and someone reaches in and steals it, that's my fault. It's dishonest to suggest that dishonest actors don't exist or are anything other than a fact of life/force of human nature.
As such they don't bear much discussion - I left the window open. That's on me.