Computer hardware has advanced to an amazing degree, and software has become more abstract and complex to nicely use up all that processing power -- but the core user interaction with software remains largely the same, without much actual speed increase and with a LOT more cognitive overhead (ads, animations, popovers etc.)
I'm not denying the extremely powerful nature of the services we have available to us now, but more-powerful hardware wasn't really necessary to have that. It's like the thing about technology making it so we don't have to do any work but instead we just work on different things, still for 40+ hours a week. Today, our CPUs are still saturated with work, it's just not the same things as it was back then.. for example, interpreting 5mb of JavaScript to show a chat window or a product page :)
I would argue the analogy extends to the internet. People talk about pageload payloads of today vs 20 years ago, and somehow infer that the web fast faster back in the day. It wasn't - with the gigabit internet connections, we're easily making up for the bloat in payloads.
Also, it's never been easier to quit your 9-5 job and leverage the combination of the internet and globalism to be your own boss. Just because it's still relatively hard, it doesn't mean it's ever been easier.