Re:Apple’s Anti-Tracking Plans for iPhone
by ratherbefuddled on Tuesday December 15, 2020 @08:06AM
(#25429884)
The answer to card fraud is called Strong Customer Authentication and it's a requirement under PSD2. It requires payment service providers to obtain a second factor for authentication. This might be an online banking login and approval, device data capture or an SMS one time code. How is up to the card provider.
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Re:Apple’s Anti-Tracking Plans for iPhone
by lotsofpulp on Tuesday December 15, 2020 @08:13AM
(#25429950)
I'm not referring to verification for card fraud, I'm saying the card networks could sell it to anyone that wants to verify a human is on the other end. Like an alternative to Captcha.
Re:Apple’s Anti-Tracking Plans for iPhone
by ratherbefuddled on Tuesday December 15, 2020 @08:24AM
(#25430046)
Strong Customer Authentication should be sufficient to prove that the payment request is authorised by the card holder, given this I'm not sure why a business would pay to be sure there's a human there?
Re:Apple’s Anti-Tracking Plans for iPhone
by lotsofpulp on Tuesday December 15, 2020 @09:08AM
(#25430396)
I’m not referring to payments at all. I’m talking about using the card networks to serve as an alternative to Captcha for things like forums or any other situation besieged by bots and whatnot.