But tech’s swing towards AI-weighted vector graphs seems to be out of the regulator’s view. It’s almost like they are back at square one again.
The court system only confirmed your rights to use webcrawlers within the last year, and webcrawlers have been around since the start of Google.
And as for the series of tubes guy, I'll give him the benefit of the doubt. He clearly still didn't have a good grasp on the subject, but I don't think he was being literal.
Here’s an example of what I mean by they have more understanding now:
And to a lesser extent: https://youtu.be/kd3Qa9tlA3o
I'm going to assume yes, they would need to disclose that. That scenario sounds awfully similar to some of the terms the FTC uses when discussing the Fair Credit Reporting Act (FCRA):
> Under traditional credit scoring models, companies compare known credit characteristics of a consumer—such as past late payments—with historical data that shows how people with the same credit characteristics performed over time in meeting their credit obligations. Similarly, predictive analytics products may compare a known characteristic of a consumer to other consumers with the same characteristic to predict whether that consumer will meet his or her credit obligations. The difference is that, rather than comparing a traditional credit characteristic, such as debt payment history, these products may use non-traditional characteristics—such as a consumer’s zip code, social media usage, or shopping history—to create a report about the creditworthiness of consumers that share those non-traditional characteristics, which a company can then use to make decisions about whether that consumer is a good credit risk. The standards applied to determine the applicability of the FCRA in a Commission enforcement action, however, are the same.
> Only a fact-specific analysis will ultimately determine whether a practice is subject to or violates the FCRA, and as such, companies should be mindful of the law when using big data analytics to make FCRA covered eligibility determinations.
https://www.ftc.gov/system/files/documents/reports/big-data-...
I can't wait until they have to do that for a black box, neural network program !
I wonder what's really the limit in Q10a. For example companies will have huge recommendation models built, likely very automated without manually assigned labels. If they never ask for "“yes,” “no” for whether the natural Person is of Hispanic, Latino, or Spanish origin", but one of the automated recommendation dimensions is close to 1:1 match for that question, would they have to disclose that? (i.e. give statistics per-dimension)
This applies to the rest of Q10 too. 1000 top attribute values? Does "around vector (0,0,0.3,0.9,....)" count? Because barely anyone asks explicitly for the real user attributes anymore.