It's not just age range, it's individual health, down to the specific person, not a group. Also you have to multiply the risk by the chance that you will actually contract Covid-19, which is very dependent on lifestyle etc.

I'm not trying to talk you personally out of getting the vaccine, I don't think it will turn you into a zombie or some foolishness. I'm just asking you to understand that it is a rational decision for some people to arrive at a different answer.

If you live in the US or in Europe, I don't think the chance to contract COVID-19 is low enough to get anywhere close to where you could make that kind of argument. We're really good at developing vaccines, and they're a category of drugs that is by far the most sensitive to any kind of side effect. This disease is dangerous enough and also widespread enough that I don't see any plausible argument that would make the vaccine more dangerous than the disease.

And the risk is actually almost entirely age-dependent, the other risk factors weren't that significant in studies.

It's not the age of somebody that determines how the virus reacts. The statistics you're referencing categorize age as a proxy for some real-world vulnerabilities that vary in significance by age. That is, worse outcomes due to Covid exposure tend to be more prevalent as age advances.

But that says absolutely zero about any single individual. Each individual, regardless of age group, can have more or less susceptibility than their age group. It is an _individual's_ health and other risk factors that decide the outcome for that individual -- not their membership in an age category. Therefore, each individual must decide their own risk tolerance and remediation plan.