Your anecdote does not refute reality. I also (almost exclusively) use Windows 10. The experience is better on Pro, but a laptop with Home repinned Edge to my taskbar with the latest update, and popped up an ad for Edge just above the taskbar, pointing at the newly repinned Edge shortcut.

Yes, you can unpin, disable Suggestions, etc and it does improve the experience, but the default behavior is intrusive.