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Re:Diem – A rebrand of Facebook’s Libra by ByteWelder on Sunday December 06, 2020 @01:42PM (#25325518)
It does exist, but it’s just taking a while for all banks to adopt it.

Most/all Dutch banks have adopted it already.

https://www.europeanpaymentscouncil.eu/what-we-do/sepa-insta...

Re:Diem – A rebrand of Facebook’s Libra by kergonath on Sunday December 06, 2020 @07:06PM (#25327915)
In France banks charge a small fee for instant transfers (around €1). Some banks include free instant transfers in some of their offers, but usually not for their free accounts. I think it’s just a matter of time for it to become free and universal. Just like some banks use to make you pay to use their app or website (!).
Re:Diem – A rebrand of Facebook’s Libra by AsyncAwait on Sunday December 06, 2020 @02:12PM (#25325809)
That's great, thanks for the pointer.