I don't spend much at all and have a finance background so will try to invest some of them myself.
You are at high risk for overestimating your investing odds, getting a few lucky wins and getting hooked, and losing it all.
Instead research the FIRE community and strongly consider dollar cost averaging into a market fund like VTSTAX and the S&P 500.
You will, statistically, never be able to beat the market average over a long time period. And if you’re mid-20’s then you are looking at a 50+ year time horizon for your investments. That’s amazing!
If prudently invested in market funds, it is likely that your 10MM can grow to a very significant multiple of that over the next 40 years. You should be able to stop full time work now and live on the interest.
But you have to absolutely swear to yourself to never touch the principle under any circumstances.
- get the liberty of hiring people for your own team
- get flexible work hours allowing you to show up when you want to and pick the problems you'd like to solve
Also, unless you haven't done so already, get/see a financial advisor to make sure you don't blow through 10M in a few years. Do something like building an apartment building (low income or not), invest in providing a basic service that'll always be around and will make you money for decades to come, etc.