But what about advertising? Branding? Anything that a $5 droplet can do, someone else's product can probably do too -- you don't have the tech advantage. Do you stand out with UX? By doing the legwork yourself? All of these take manpower, and that means capital.
It's not the website that costs money to make; it's making that website profitable.
The idea that someone somewhere can probably maybe might be able to make this work does not make the case that people have opportunity.
But if you have a library nearby, that can take care of a lot of the concerns you’re talking about. Before the pandemic, I frequently worked out of one. Your hypothetical 16 year old likely has a suitable spot at their school.
You really don’t need an existing network to get a business started. You can find initial users on Internet forums, or reach out to people on LinkedIn.
There are quite a lot of successful small saas startups that took no funding. Are you familiar with microconf? The business of software conference?
It might seem rare if you don’t know anybody doing it, the knowledge isn’t evenly distributed. Doesn’t mean it is rare.
This kind of can’t-do attitude really saddens me. I see it all the time in these discussions about wealth inequality.