In two of those three cases, you are at fault (or continually become more at fault, more precisely, as the ratio of "how much it existed before you" shifts).
If you replace the word fault with "responsibility" or even a more neutral "influence" it's much more obvious, I think. You would clearly have less responsibility than the person advocating for said policies, but more than the person fighting them more vigorously or more effectively.
Nobody looks back and says "boy, I'm glad there were all those people who occasionally complained about Windows in the late 90s," they look back and respect and value the people who built alternatives instead.
We punish people who do bad things. We don't punish people who have neither helped nor done anything bad. We might we wish they had done better, but wishing and enforcing are very distinct mechanisms.
If some unfair system exists, and you didn't do anything to create it (it existed before you were born), and you don't do anything to make it worse (and maybe occasionally try to make it a little better)... and the system massively benefits you... are you at fault? Why?